Business credit cards that use EIN only are designed specifically for businesses and allow them to establish credit separate from the business owner's personal credit. Unlike traditional credit cards that often require a personal guarantee, EIN-only business credit cards rely solely on the company's creditworthiness and financial history. These credit cards offer several benefits for businesses, such as easier expense tracking, higher credit limits, and the opportunity to build a strong credit profile for the company. Additionally, they may come with various rewards and perks tailored to business needs, like cashback on business-related expenses, travel rewards, or discounts on office supplies and services. pplying for and using an EIN-only business credit card typically requires the business to have a strong credit history and financial stability. Some cards may be reserved for established businesses, while others may cater to startups and small enterprises. Additionally, responsible use of these credit cards can help businesses improve their credit scores, potentially leading to better financing options and increased trust with suppliers and lenders.