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Download Insurance Legal and Regulatory (IF1) Exam Exam Dumps
NEW QUESTION 39
Under common law. when does the insured's duly of fair presentation cease with regard to declarations that do NOT affect policy cover?
- A. When the policy contract lakes effect.
- B. At renewal.
- C. When a claim is paid.
- D. When a claim is submitted.
Answer: B
NEW QUESTION 40
A broker collects premiums on behalf of an insurer and subsequently goes into liquidation. Various premiums are outstanding to the insurer, despite policyholders having paid the broker What action is the insurer most likely to take?
- A. Write to the liquidator to register the debt.
- B. Cancel the policies from inception for non-payment.
- C. Offer a discounted premium payment to the policyholders.
- D. Apply for a second payment from the policyholders.
Answer: A
NEW QUESTION 41
Which general rule does the Contracts (Rights of Third Parties) Act 1999 seek to modify?
- A. Subrogation.
- B. Privity of contract.
- C. Good faith.
- D. Contra proferentem.
Answer: B
NEW QUESTION 42
The accident record for a printworks show that for every one major injury, there have been 30 minor incidents and 900 non-injury events reported. How would major work injuries be classified in relation to frequency and severity?
- A. High frequency, high severity.
- B. High frequency, low severity.
- C. Low frequency, low severity.
- D. Low frequency, high severity.
Answer: D
NEW QUESTION 43
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