Looking for some credit repair advice? The local Credit Rumor Mill is NOT the place you want to look. We’re here to clear up some bad credit myths and replace them with great credit advice. Let’s goooo!

1. Don’t check your credit, it could negatively impact your credit score.

Um, wrong. In fact, you should definitely check your credit score. Each of the three credit bureaus, Equifax, Experian, and TransUnion, is required to provide you with one free credit report per year. You can pull a report from one company once every four months, which results in continuous credit monitoring. If your credit has been compromised, you may get free reports because of a breach. Also, many credit card companies and banks offer free reporting as part of your member benefits. So, take advantage and start keeping an active eye on your credit.

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